Fueling CDFIs and Microlenders to Drive Community Impact

At this time, the Resilience Loan Fund is not accepting new applications.

Flexible Loan Products to Meet Your Needs

The Resilience Loan Fund offers tailored loan options to help emerging CDFIs grow and expand their impact.

Term Loans

For long-term growth and expansion

Loan Amount: $100,000 – $250,000

  1. Interest Rate: Fixed at 3.0%

  2. Term: 5 years

  3. Repayment: Quarterly interest-only payments, with principal due at maturity

  4. Prepayment: No penalty for early repayment

Capacity-Building Loans

Invest in your organization’s infrastructure

Designed to help strengthen your lending capabilities. Use funds for technical assistance, software, or staffing to scale your operations.

Bridge Loans

Cover short-term needs and unlock bigger opportunities

Short-term financing to support operational expenses or bridge funding gaps while waiting for larger investments.

Are you elligible?

We support mission-driven lenders committed to serving underinvested communities.

To qualify, you must:

  • Be a nonprofit financial institution serving underserved populations.

  • Have participated in Rise Economy’s Resilience Fund Cohort or be a mission-driven lender.

  • Demonstrate a viable business model and clear community impact.

How to apply

  • Schedule a call with our team to discuss eligibility and answer your questions.

  • Complete the online application and upload required documents (financial statements, business plan, etc.).

  • We will review your application. During this process, we may request additional documents.

  • If approved, you’ll receive a commitment letter with terms. Finalize legal documents and prepare for funding.

  • Funds are disbursed in stages based on your needs. Quarterly impact reports are required.

Documents You’ll Need

Get a head start by gathering these documents:

  • GAAP-compliant Financial Statements

  • Business Plan & Loan Pipeline

  • Loan Loss Reserve Plan

  • Quarterly Reports on Impact & Borrowers